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Sam's Club Membership Value: Is It Worth It?

Get the rundown on earning Sam's Cash in the Sam's Club Rewards program, calculate how much you can earn, and find out if membership is worth it.
Written By: Robert Flowers III
Updated On: 12-04-2024
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Sam's Club Rewards Quick Overview

  • Sam's Cash Rewards: Sam's Cash is the rewards currency of the Sam's Club Rewards program, earned through eligible purchases.
  • Sam's Club Plus Membership Perks: Plus members enjoy exclusive benefits, including the ability to earn Sam's Cash on in-store purchases at Sam's Club locations.
  • Earning with the Sam's Club Mastercard: Use the Sam's Club Mastercard to earn Sam's Cash in-store, online at Sam's Club, and anywhere Mastercard is accepted.
  • Maximize Rewards: Combine a Sam's Club Plus membership with the Sam's Club Mastercard to earn 5% back in-store and 3% back online with Sam's Club, maximizing your Sam's Cash earnings.
  • Designed for Synergy: The program is tailored for the Sam's Club Plus membership and the Sam's Club Mastercard to work together. Neither offers optimal value alone if you shop at Sam’s Club regularly.
  • When Plus Membership Pays Off: The Plus membership is the better choice if you spend over ,000 annually at Sam’s Club or if you already have the Sam's Club Mastercard, making it a smart upgrade for frequent shoppers.
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What is Sam's Cash?

Sam's Cash is the rewards currency of the Sam's Club Rewards program. You can earn it through:

  • Sam’s Club Plus Membership: Earn rewards on in-club purchases.
  • Sam’s Club Mastercard: Earn cash back on purchases anywhere Mastercard is accepted.

Redeem Sam's Cash for:

  • Purchases in-club or online at Sam’s Club.
  • Paying Sam’s Club membership fees.
  • Cash back in-club.

Earning Sam's Cash with Plus Membership

Sam's Club offers two membership types:

  • Sam's Club Membership: Basic membership for in-club shopping, but it does not earn Sam's Cash on purchases.
  • Sam's Club Plus Membership: A premium membership with added benefits, including the ability to earn Sam's Cash on qualifying purchases.

Key Benefits of Sam's Club Plus Membership

  • 2% Sam's Cash on qualifying Sam's Club purchases
  • Increased earnings with the Sam's Club Mastercard
  • Free shipping with no minimum shopping online at samsclub.com
  • Early shopping hours before the store is opened to the public (select stores)
  • Free select prescriptions at the pharmacy
  • 20% discount on eyeglasses and free shipping on contact lenses

Cost Comparison

Sam's Club Plus membership costs 0 per year whereas the basic Sam's Club membership will cost you . This is a net difference of , so you'll want to make sure you're getting enough value out of Plus membership to make the extra cost worth it.

sams club perks
If you frequently shop at Sam's Club, the Plus membership will pay for itself and more.

Earning Limits & Details

As a Sam's Club Plus member, you'll earn 2% back in Sam's Cash on qualifying pre-tax purchases minus any redeemed savings or discounts during a membership year with a maximum reward of 0 per membership per 12-month period. This means you can earn on up to ,000 in spend per membership year.

Only the primary member or complimentary household cardholder (usually a spouse, roommate, etc.) can earn Sam's Cash on purchases. Add-On members will not earn Sam's Cash for the primary member nor will they earn rewards for themselves.

sams club membership cost
more per year will grant you access to additional benefits and the ability to earn Sam's Cash.

Is Sam's Club Plus Membership Worth It?

Whether or not Sam's Club Plus membership is worth it will depend on how much you spend in-store at Sam's Club locations. It is worth it if:

  • You Spend Over ,000 Annually: If you shop in-club and spend more than ,000 per year (or about 0 per month), the 2% Sam's Cash you earn can offset the extra cost compared to the basic membership.
  • You Value Additional Benefits Exceeding : The Plus membership offers perks like free shipping, early shopping hours, free select prescriptions, and various discounts. If these benefits provide more than in annual value to you, upgrading makes sense.
  • You Have the Sam's Club Mastercard: Plus members with the Sam’s Club® Mastercard® earn 5% back in Sam’s Cash on Sam’s Club purchases, while non-Plus members only earn 1%. If you already have the Mastercard, upgrading to Plus maximizes your rewards potential.

Earning Sam's Cash with the Sam's Club Mastercard

The Sam's Club Mastercard is a powerful tool for earning Sam's Cash, offering rewards on purchases wherever Mastercard is accepted. It’s especially valuable for Sam's Club Plus members, who can earn up to 5% back in Sam's Cash on Sam's Club purchases—making it the top card for frequent shoppers.

For basic members:

Basic Sam's Club members only earn 1% back on Sam's Club purchases, which is a relatively low return. Without a Plus membership, consider a flat-rate 2% cash back card like the Citi® Double Cash Card or Wells Fargo Active Cash℠ Card for better rewards on Sam’s Club purchases.

Why it's best for Plus members:

As a Plus member, the Sam's Club Mastercard offers unbeatable rewards with up to 5% back in Sam's Cash on Sam’s Club purchases—maximizing your savings and rewards potential. This is unobtainable with most leading rewards credit cards and is the best option if you frequently shop in-store and online at Sam's Club.

Earn even more Sam's Cash:

In addition to earning up to 5% back in Sam's Cash at Sam's Club, the Sam's Club Mastercard also earns:

  • 5% back in Sam's Cash at Gas Stations (includes Sam's Club and Walmart gas stations, but not competitor gas stations like Costco and BJ's)
  • 3% back in Sam's Cash on dining (includes fast food, bars, fine dining, and caterers)
  • 1% back in Sam's Cash everywhere else Mastercard is accepted
Sam's Club Mastercard Calculator

Want to know how much Sam's Cash you can earn with the Sam's Club Mastercard? Use our rewards calculator to calculate total Sam's Cash and card value based on your monthly spend across various categories on the card.

Compare results side-by-side other top rewards credit cards including those from Costco, BJ's, and more!

Learn More & Calculate Sam's Cash

Sam's Club Mastercard Limits:

Sam's Club Mastercard holders can only earn up to ,000 in Sam's Cash in a calendar year. This is across all business and personal accounts attached to the Sam's Club membership. Once the cap is hit, you will earn no more Sam's Cash for the remainder of the year.

How much Sam's Cash can you earn?

Use our Sam's Cash Calculator to determine how much Sam's Cash you can earn spending in-club and online with Sam's Club. This will give you an idea of whether or not Plus membership is worth it. As a reminder:

  • Plus members only earn Sam's Cash on purchases in-club while the Sam's Club Mastercard earns Sam's Club cash anywhere Mastercard is accepted.
  • Plus members can only earn up to 0 in Sam's Cash per 12-month period—that's up to a total of ,000 in pre-tax purchases per membership year.
  • Sam's Club Mastercard holders can only earn up to ,000 in Sam's Cash per calendar year and once the cap is hit, the card will earn 0% on all purchases.
Sam's Club In-Club Spend
Enter how much you spend in-club at Sam's Club. This includes Curbside Pickup and Scan & Go checkout.
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Per Month Per Year
Sam's Club Online Spend
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Mike Tyson's 7 Kids: All About the Boxer's Family

Heavyweight champion Mike Tyson is "ultra, ultra protective" of his children

By
Lynsey Eidell
Lynsey Eidell
Lynsey Eidell is a contributing writer at PEOPLE. She has been working at PEOPLE since 2022. Her work has previously appeared in GLAMOUR, Vanity Fair, Teen Vogue, Allure and more.
People Editorial Guidelines
Updated on April 14, 2025 12:50PM EDT
Comments
Mike Tyson family. Photo: Mike Tyson Instagram

Mike Tyson has a big boxing career and an even bigger family. The heavyweight champion is a father to seven children: Miki, Ramsey, Amir, Miguel, Milan, Morocco and Exodus, who died in 2009 at the age of 4.

Tyson welcomed his first child, daughter Miki, with Kimberly Scarborough. He then welcomed his second and third child, Ramsey and Amir, with Monica Turner, followed by two more kids, Miguel and Exodus, with Sol Xochitl. Tyson's third and current wife, Lakiha Spicer, is the mother of his two youngest children, Milan and Morocco. 

Though the controversial fighter is known for his knockout punches (and infamous ear bite), when it comes to parenthood, Tyson has said he is focused on keeping his kids safe.

"I’m very ultra, ultra protective. That’s the only thing that’s changed about me,” he told Sports Illustrated in 2016 of his life as a father. While he prepared for his Nov. 15 fight with Jake Paul, which he ultimately lost to the YouTuber, Tyson told reporters that his kids would have a "different opinion" of him after watching him transform into "the devil himself" for the bout.

"She saw me on television fight with Roy Jones [in 2020], but she has never seen anything of this magnitude in her life," Tyson said of his teenage daughter Milan. "My kids don't really think of me as the baddest man on the planet. They look at me as Dad [and tell me] sit your old a-- down."

Here is everything to know about Mike Tyson's kids.

Michael "Miki" Lorna Tyson, 34

Mike Tyson (R) and daughter Mikey Tyson arrive at the Los Angeles opening night of "Mike Tyson - Undisputed Truth" at the Pantages Theatre on March 8, 2013 in Hollywood, California. Gregg DeGuire/WireImage

Tyson welcomed his first child, a daughter named Michael "Miki" Lorna, with Kimberly Scarborough in July 1990.

Her first name nods to her famous father's moniker, while Lorna comes from the fighter's mother's name, Lorna Smith Tyson.

Tyson's eldest was featured in the cover story of Queen Size magazine's November 2016 issue and talked about what it was like growing up with the famous fighter as her father.

"He's the only father I've ever known, so I have no other base of comparison," Miki shared. "My life has been extremely blessed because of my father, and I just want to acknowledge him as the great dad he has always been."

Miki also opened up about her childhood struggles with body image before committing herself to becoming a plus-size model.

"I remember ripping all of Crystal Renn's Torrid ads out of magazines and I said to myself, 'One day that is going to be me ... I am going to be beautiful when I grow up,' " she told the magazine. "So I decided to start my journey as a plus size model."

In October 2024, Miki released a song titled "Love Me Again" and her father congratulated her career move on Instagram. "My daughter @missmikityson ‘s new song. So proud," he wrote in the caption. "She’s an incredible writer and singer. Make sure you follow her page for more music."

Ramsey Tyson, 29

Tyson and his then-girlfriend Monica Turner welcomed their child Ramsey in February 1996.

The boxer's second child is a transmasculine and nonbinary individual who uses they/them pronouns, according to an interview with Them.

Ramsey helped inspire Tyson to confront rapper Boosie Badazz over transphobic comments he made about Dwyane Wade's daughter Zaya in 2020. Tyson had Boosie as a guest on his podcast Hot Boxin' With Mike Tyson in October of that year, during which the retired boxer grilled him over his previous statements.

"What happened to you that you think that you're somebody that can comment on somebody's life?" Tyson asked, in an exchange that ultimately went viral and that Wade himself said he "appreciated."

Ramsey told Them that their stepmother, Spicer, had asked if they should cancel Boosie's appearance on the podcast over his controversial comments. Ramsey advised against it because it could be "a good opportunity to educate someone about trans issues."

Ramsey also spoke to Boosie after the podcast, sharing facts and studies about trans children, according to Them. "I'm a nonbinary person who's socially transitioned amongst my friends and started a medical transition," Ramsey explained. "I felt like I couldn't not say something."

Amir Tyson, 27

Amir Tyson. Amir Tyson Instagram

Tyson and Turner welcomed their second child, Amir, in August 1997.

Amir grew up in Bethesda, Md. and attended American University, where he played on the club baseball team as a freshman, according to WUSA9.

Also during his time at American University, Amir appeared with his famous father in the boxing ring for a Super Bowl ad. The father-and-son duo teamed up in the commercial for D.C.-area home services company Michael and Son. The 30-second ad shows Amir facing off against his opponent in the ring and losing — until Tyson steps in, wearing a repairman's uniform, and knocking out the competition.

That time spent in the ring with Tyson didn't inspire Amir to pursue a career in boxing; instead, Amir launched his own clothing brand called Debonair Attire after graduating from university in May 2019, according to his Instagram account. And although he isn't throwing punches himself, Amir has worked as a boxing commentator for Triller Fight Club and DAZN.

"He's doing so well ... There are no bad influences. I have so many hopes for him," Tyson told The New York Times in 2011.

Despite not following in his father's footsteps, Amir has a deep respect for Tyson's boxing career. "At my age you were already the undisputed heavyweight champion of the world," Amir wrote on Instagram along with a photo of Tyson in his prime. "What a legend, love you always."

Now, Amir is continuing to work as a sportscaster and even covered his dad's November 2024 fight against Jake Paul. "Super excited to be working this event with an amazing team for the biggest and most viewed boxing fight of the 21st century. Thank you @netflix," he wrote on Instagram ahead of the bout.

After his dad lost the fight against Paul, Amir shared another Instagram post declaring that he was still a "proud son."

"Love how you’ve overcome trials and tribulations and win in life and conquer yourself to now becoming one of the most beloved figures ever and go the distance," he wrote. "Only 58 year old I know that would be able to go 8 rounds and not pass out lol. Warrior inside and out 🔥💪🏽🙌🏾."

Miguel Tyson, 23

Miguel Leon Tyson and Mike Tyson at the 2019 iHeartRadio Podcast Awards Presented by Capital One at the iHeartRadio Theater LA on January 18, 2019 in Burbank, California. Rich Fury/Getty

Tyson and Sol Xochitl welcomed their son Miguel in April 2002.

Miguel grew up in Phoenix with his mother and his younger sister Exodus, who died in 2009. As he became a teenager, Miguel began to display boxing talents like his father. In January 2018, Tyson shared a video on his Instagram of 15-year-old Miguel hitting the pads with him. "Not trying to box just trying to stay fit," Tyson wrote in the caption.

Now, Miguel is mainly interested in photography, videography and traveling. He runs Miguel Lión Media, working as a travel photographer based out of Los Angeles. "I strive to showcase the world and all of its beauty in everything that I do," Miguel states on his website. The photographer has traveled to Kenya, Hawaii and Costa Rica for his career.

In September 2024, Miguel teamed up with Michael Jackson's son Prince Jackson to host a fundraiser for Heal Los Angeles, a nonprofit which provides L.A.-based kids with enriching activities throughout the summer.

Exodus Sierra Tyson

Tyson and Xochitl welcomed their second child, a daughter named Exodus, in March 2005.

Tragically, Exodus died in May 2009 when her neck became entangled in a treadmill cord. She was 4 years old. "There are no words to describe the tragic loss of our beloved Exodus," Tyson said in a statement at the time.

Tyson struggled to cope following Exodus' death, calling the tragedy "a dark moment" in his life, per Reuters. "I am in denial, because I don't know how to handle it," he said. "I have become a member of an exclusive club no one wants to join. I have been told the pain never stops but you get over it."

The effects of Exodus' death were felt throughout the entire Tyson family — including her siblings. "The kids were very close to Exodus, and when she died we were all devastated," Turner, Tyson's second wife, told The New York Times Magazine in 2011. "I think that changed Mike forever."

Tyson continues to honor his late daughter's memory. Leading up to his November 2024 fight with Jake Paul, Tyson was seen wearing shorts with Exodus Sierra Tyson stitched above an American flag.

Milan Miyla Tyson, 16

Mike Tyson and his daughter Milan Tyson attend Serena Williams last match on Arthur Ashe stadium during Day 5 of the US Open 2022, 4th Grand Slam of the season, at the USTA Billie Jean King National Tennis Center on September 2, 2022 in Queens, New York City. Jean Catuffe/GC Images

Tyson and Lakiha Spicer welcomed their daughter Milan Miyla in December 2008.

Milan has become a talented tennis player as she's grown up, training with Serena Williams' former coach Patrick Mouratoglou and playing opposite Novak Djokovic. Tyson is passionate about his daughter's budding tennis career and even said in Netflix's Countdown: Paul vs. Tyson that she plans to turn pro in 2025.

"Of course, she hits the ball like a savage," he told FightCamp in 2022. "I'm just happy that she's doing something that she likes ... I'm just happy. I'm proud of her." He added: "She wants to turn pro ... That's what she wants, that's her dream."

In August 2024, Mouratoglou posted a YouTube video from a training session with Milan titled "Milan Tyson is so good at tennis." A few months later, Tyson and Spicer confirmed that their daughter was training with the elite coach in France. “She’s going to be No. 1,” her mom told The Intelligencer.

Besides her aspirations of becoming a tennis pro, the teenager is also an entrepreneur with her own clothing line. Milan launched the activewear brand — named Milan Miyla — in 2021. According to her website, she strives to "create athleisure-wear pieces in a comfortable yet stylish vibe."

Morocco Elijah Tyson, 14

Bobby Brown, Mike Tyson and his son Morocco attend the 100 Women Matter Luncheon hosted by We2Matter and Dream Corps JUSTICE at Tyson Ranch on May 08, 2021 in El Segundo, California. Jerritt Clark/Getty

Tyson and Spicer welcomed his youngest child, a son named Morocco Elijah, in January 2011.

"He is such a sweet and calm baby. Mike and Kiki are overwhelmed with joy to welcome their son to the Tyson family," the boxer's rep told PEOPLE at the time.

Morocco appears to have interests in a variety of sports, including tennis like his big sister and boxing like his father, according to his Instagram account. "Not serving like @rogerfederer yet but having fun," he captioned an Instagram video of himself practicing his serve in 2018.

Morocco has also taken up golf. "So now I'm a golf dad," Tyson wrote on Instagram in May 2022, along with two photos of his youngest practicing his swing.

Morocco's grandmother, Dr. Rita Ali, also wrote about his golf talents on social media. "My 11 year old grandson, Morocco Tyson, just started playing golf," she shared on Facebook in February 2022. "His trainers are amazed at his athletic ability. He definitely has his dad's, Mike Tyson's, genetics. I'm so proud of him."

Now, Morocco is running track, playing golf and attending school in Florida, where his parents have a house.

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Sam's Club Plus member
2% in-store, 0% online
Includes - Membership Price Difference
$- in Sam's Cash
Basic member using the Sam's Club Mastercard
1% in-store; 1% online
$- in Sam's Cash
Sam's Club Plus member using the Sam's Club Mastercard
5% in-store; 3% online
Includes - Membership Price Difference
$- in Sam's Cash

Redeeming Sam's Cash Rewards

Sam's Cash earned with the Sam's Club Plus Membership and with the Sam's Club Mastercard is combined and kept track of in one place. Rewards can be redeemed towards purchases made in-club and online, to pay your membership fees, and for physical cash back in-hand in club.

Since Sam's Cash is worth face value, all of these redemptions will yield the same value.

FAQs

What is Sam's Cash?

Sam's Cash is a rewards currency that you can earn spending with Sam's Club as a Plus member or earn spending with the Sam's Club Mastercard. It can then be redeemed towards Sam's Club purchases or turned into cash.

How do you redeem Sam's Cash?

Sam's Cash can be redeemed in-store at any register, towards membership fees, as a statement credit, and for cash back at a staffed register.

How much is a Sam's Club Plus membership?

A Sam's Club Plus membership will cost you 0 per year which is more than the standard Club membership.

Is Sam's Club Plus membership worth it?

The membership is worth it if you spend more than 0 per month, in-club, at Sam's Club. It's also worth it if you own the Sam's Club Mastercard which earns additional Sam's Cash as a Plus member.

How many cards can you get with a Sam's Club membership?

Sam's Club members can have up to 8 add-ons and Sam's Club Plus members can have up to 16 add-ons. Do note that add-ons beyond the complimentary household cardholder do not earn Sam's Cash.

How much does it cost to add someone to Sam's Club membership?

Sam's Club members and Sam's Club Plus members can obtain add-ons for an additional fee of per add-on. All add-ons are for basic Club membership regardless of the membership of the primary member.

Our Top Partner Credit Card Picks

We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:

  • Best flexible travel card: Capital One Venture Rewards Credit Card
  • Best for high cash back: Blue Cash Preferred® Card from American Express
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  • Best for heavy business spenders: Capital One Spark Cash Plus
Bilt Mastercard

Earn points paying rent with no transaction fee using the Bilt Mastercard®.

Redeem points towards future rent payments or transfer them to airline and hotel loyalty programs.

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Sam's Cash Calculators & Guides

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    Sam's Club Membership Value: Is It Worth It?

    Get the rundown on earning Sam's Cash in the Sam's Club Rewards program, calculate how much you can earn, and find out if membership is worth it.
  • Sam's Club Mastercard Calculator

    Calculator: Sam’s Club® Mastercard®

    Review the benefits and calculate total Sam's Cash and card value based on your spend.
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    How To Earn Bonus Cash Back Using Online Shopping Portal

    Get the scoop on how to use shopping portals to double and triple-dip on rewards... for free!
Sam's Cash Rewards Calculators Store Rewards Calculators
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About These Calculators: These calculators are designed to provide estimates, such as reward values, transfers between loyalty programs, and credit card earnings. They are for illustrative purposes only and may not reflect the exact rewards you will receive. Please review the terms and conditions of credit cards and rewards programs before applying or signing up, as benefits and perks may change and may not be immediately updated on this website.

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