Onemain financial paducah ky

Ready to close your loan? Here’s what you’ll need

Before closing a loan in a branch or from home, you should have the following documents on hand:

Proof of identity (such as a driver’s license, state-issued ID card, passport, or available third-party verification service)
Proof of residence (such as a driver’s license with current address, utility bill, or signed lease)
Proof of income (such as pay stubs or tax returns)

We may ask for more info based on your unique situation. Talk to your loan specialist about what’s needed before closing by phone or making a trip to a OneMain Financial location.

Customers have relied on OneMain for over 100 years

Whether you're consolidating debt, paying off medical bills or covering an emergency expense, we keep it clear and easy to help you find a loan that works best for you.1,2

Loan amounts from ,500-,0003
Loan terms from 24-60 months3
Fixed rates ranging from 18.00%-35.99% APR3

See if you’re prequalified for a secured or unsecured personal loan online, by phone or in your local OneMain branch. If approved, you can get the money you need as soon as 1 hour after closing.4

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We'll help you take the next steps.

We’re here for you

Paducah, Kentucky, is home to one of about 1,400 OneMain Financial branches across the U.S. We want to be the team that people in Paducah turn to when needing a personal loan, even if you have less-than-perfect credit. Whether you’re considering a debt consolidation loan, a car loan or a personal loan to cover costly medical bills, the team at the Paducah OneMain branch is ready. Our local Paducah loan specialists are here to sit down with you and go over your personal loan options. We even offer after-hours appointments to better accommodate your schedule.

Simple application

OneMain wants to make your loan process as easy as possible. You can apply online, speak with one of our loan specialists over the phone or visit the Paducah branch today.

The right loan

Let our team at the Paducah branch help you take the next step toward achieving your goals with a personal loan. We offer secured and unsecured personal loans from ,500 to ,000.3 With fixed interest rates and fixed monthly payments, understanding your new budget will be simple.

Fair terms

All our personal loans have fixed rates, fixed payments and no prepayment fees.3 Once you’re approved, you’ll borrow a set amount of money and pay it off with monthly payments over a scheduled period of time. Keep your mind at ease knowing there won’t be any surprise payments in your future if you pay on time.

Same-day money with SpeedFunds

Get your money fast — in as little as an hour after closing your loan — using your eligible bank-issued debit card.4

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OneMain Holdings, Inc.
601 N.W. Second Street
Evansville, IN 47708-1013

State Licenses: OneMain Financial Group, LLC (NMLS# 1339418) - CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. PA: Licensed by the Pennsylvania Department of Banking and Securities. VA: Licensed by the Virginia State Corporation Commission - License Number CFI-156. OneMain Mortgage Services, Inc. (NMLS# 931153) - NY: Registered New York Mortgage Loan Servicer. Additional licensing information available on OneMain Disclosures.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418. Click here for the NMLS Consumer Access Database.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: . Please ensure your customer has provided us with authorization to work with you.

Disclosures

Important Notice About Refinancing or Debt Consolidation: Refinancing or consolidating your current debt may result in higher total finance charges if the interest rate is higher or the loan term is longer. You should also carefully consider the impact of increasing your debt, monthly obligations, and length of your repayment term. OneMain loans include origination fees. Visit omf.com/legal/loan-fees for more details.

Loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university or vocational expense; for any business or commercial purpose; to purchase cryptocurrency assets, securities, derivatives or other speculative investments; or for gambling or illegal purposes.

Not all applicants will qualify for larger loan amounts or most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your state of residence and your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APRs are generally higher on loans not secured by a vehicle. Highly-qualified applicants may be offered higher loan amounts and/or lower APRs than those shown above. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.

Example Loan: A ,000 loan with a 24.99% APR repayable in 60 monthly installments would have monthly payments of 6.07. This example is based on an average customer with good credit.

Borrowers in these states are subject to these minimum loan sizes: Alabama: ,100. California: ,000. Georgia: ,100. North Dakota: ,000. Ohio: ,000. Virginia: ,600.

Borrowers in these states are subject to these maximum loan sizes: North Carolina: ,000 for unsecured loans to all customers; ,000 for secured loans to present customers. Maine: ,000. Mississippi: ,000. West Virginia: ,500. Loans to purchase a motor vehicle or powersports equipment from select Maine, Mississippi, and North Carolina dealerships are not subject to these maximum loan sizes.

Funds within an hour after loan closing must be accessed by using a bank-issued debit card and are disbursed through the SpeedFunds® debit card network. Funds may also be disbursed by electronic deposit to the borrower’s bank account through the ACH network and available approximately 1 to 2 business days after closing or disbursed by check. SpeedFunds® is a registered trademark of OneMain Financial Holdings, LLC.

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Fund your goals with a personal loan at our