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Sam's Club Membership Value: Is It Worth It?

Get the rundown on earning Sam's Cash in the Sam's Club Rewards program, calculate how much you can earn, and find out if membership is worth it.

Written By: Robert Flowers III

Updated On: 12-04-2024

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On This Page

What is Sam's Cash?
Earning Sam's Cash with Plus membership
Is Sam's Club Plus Membership Worth It?
Earning Sam's Cash with the Sam's Club Mastercard
How much Sam's Cash can you earn?
Redeeming Sam's Cash

Sam's Club Rewards Quick Overview

Sam's Cash Rewards: Sam's Cash is the rewards currency of the Sam's Club Rewards program, earned through eligible purchases.
Sam's Club Plus Membership Perks: Plus members enjoy exclusive benefits, including the ability to earn Sam's Cash on in-store purchases at Sam's Club locations.
Earning with the Sam's Club Mastercard: Use the Sam's Club Mastercard to earn Sam's Cash in-store, online at Sam's Club, and anywhere Mastercard is accepted.
Maximize Rewards: Combine a Sam's Club Plus membership with the Sam's Club Mastercard to earn 5% back in-store and 3% back online with Sam's Club, maximizing your Sam's Cash earnings.
Designed for Synergy: The program is tailored for the Sam's Club Plus membership and the Sam's Club Mastercard to work together. Neither offers optimal value alone if you shop at Sam’s Club regularly.
When Plus Membership Pays Off: The Plus membership is the better choice if you spend over ,000 annually at Sam’s Club or if you already have the Sam's Club Mastercard, making it a smart upgrade for frequent shoppers.

What is Sam's Cash?

Sam's Cash is the rewards currency of the Sam's Club Rewards program. You can earn it through:

Sam’s Club Plus Membership: Earn rewards on in-club purchases.
Sam’s Club Mastercard: Earn cash back on purchases anywhere Mastercard is accepted.

Redeem Sam's Cash for:

Purchases in-club or online at Sam’s Club.
Paying Sam’s Club membership fees.
Cash back in-club.

Earning Sam's Cash with Plus Membership

Sam's Club offers two membership types:

Sam's Club Membership: Basic membership for in-club shopping, but it does not earn Sam's Cash on purchases.
Sam's Club Plus Membership: A premium membership with added benefits, including the ability to earn Sam's Cash on qualifying purchases.

Key Benefits of Sam's Club Plus Membership

2% Sam's Cash on qualifying Sam's Club purchases
Increased earnings with the Sam's Club Mastercard
Free shipping with no minimum shopping online at samsclub.com
Early shopping hours before the store is opened to the public (select stores)
Free select prescriptions at the pharmacy
20% discount on eyeglasses and free shipping on contact lenses

Cost Comparison

Sam's Club Plus membership costs 0 per year whereas the basic Sam's Club membership will cost you . This is a net difference of , so you'll want to make sure you're getting enough value out of Plus membership to make the extra cost worth it.

If you frequently shop at Sam's Club, the Plus membership will pay for itself and more.

Earning Limits & Details

As a Sam's Club Plus member, you'll earn 2% back in Sam's Cash on qualifying pre-tax purchases minus any redeemed savings or discounts during a membership year with a maximum reward of 0 per membership per 12-month period. This means you can earn on up to ,000 in spend per membership year.

Only the primary member or complimentary household cardholder (usually a spouse, roommate, etc.) can earn Sam's Cash on purchases. Add-On members will not earn Sam's Cash for the primary member nor will they earn rewards for themselves.

more per year will grant you access to additional benefits and the ability to earn Sam's Cash.

Is Sam's Club Plus Membership Worth It?

Whether or not Sam's Club Plus membership is worth it will depend on how much you spend in-store at Sam's Club locations. It is worth it if:

You Spend Over ,000 Annually: If you shop in-club and spend more than ,000 per year (or about 0 per month), the 2% Sam's Cash you earn can offset the extra cost compared to the basic membership.
You Value Additional Benefits Exceeding : The Plus membership offers perks like free shipping, early shopping hours, free select prescriptions, and various discounts. If these benefits provide more than in annual value to you, upgrading makes sense.
You Have the Sam's Club Mastercard: Plus members with the Sam’s Club® Mastercard® earn 5% back in Sam’s Cash on Sam’s Club purchases, while non-Plus members only earn 1%. If you already have the Mastercard, upgrading to Plus maximizes your rewards potential.

Earning Sam's Cash with the Sam's Club Mastercard

The Sam's Club Mastercard is a powerful tool for earning Sam's Cash, offering rewards on purchases wherever Mastercard is accepted. It’s especially valuable for Sam's Club Plus members, who can earn up to 5% back in Sam's Cash on Sam's Club purchases—making it the top card for frequent shoppers.

For basic members:

Basic Sam's Club members only earn 1% back on Sam's Club purchases, which is a relatively low return. Without a Plus membership, consider a flat-rate 2% cash back card like the Citi® Double Cash Card or Wells Fargo Active Cash℠ Card for better rewards on Sam’s Club purchases.

Why it's best for Plus members:

As a Plus member, the Sam's Club Mastercard offers unbeatable rewards with up to 5% back in Sam's Cash on Sam’s Club purchases—maximizing your savings and rewards potential. This is unobtainable with most leading rewards credit cards and is the best option if you frequently shop in-store and online at Sam's Club.

Earn even more Sam's Cash:

In addition to earning up to 5% back in Sam's Cash at Sam's Club, the Sam's Club Mastercard also earns:

5% back in Sam's Cash at Gas Stations (includes Sam's Club and Walmart gas stations, but not competitor gas stations like Costco and BJ's)
3% back in Sam's Cash on dining (includes fast food, bars, fine dining, and caterers)
1% back in Sam's Cash everywhere else Mastercard is accepted

Sam's Club Mastercard Calculator

Want to know how much Sam's Cash you can earn with the Sam's Club Mastercard? Use our rewards calculator to calculate total Sam's Cash and card value based on your monthly spend across various categories on the card.

Compare results side-by-side other top rewards credit cards including those from Costco, BJ's, and more!

Learn More & Calculate Sam's Cash

Sam's Club Mastercard Limits:

Sam's Club Mastercard holders can only earn up to ,000 in Sam's Cash in a calendar year. This is across all business and personal accounts attached to the Sam's Club membership. Once the cap is hit, you will earn no more Sam's Cash for the remainder of the year.

How much Sam's Cash can you earn?

Use our Sam's Cash Calculator to determine how much Sam's Cash you can earn spending in-club and online with Sam's Club. This will give you an idea of whether or not Plus membership is worth it. As a reminder:

Plus members only earn Sam's Cash on purchases in-club while the Sam's Club Mastercard earns Sam's Club cash anywhere Mastercard is accepted.
Plus members can only earn up to 0 in Sam's Cash per 12-month period—that's up to a total of ,000 in pre-tax purchases per membership year.
Sam's Club Mastercard holders can only earn up to ,000 in Sam's Cash per calendar year and once the cap is hit, the card will earn 0% on all purchases.

Sam's Club In-Club Spend

Enter how much you spend in-club at Sam's Club. This includes Curbside Pickup and Scan & Go checkout.

Per Month Per Year

Sam's Club Online Spend

Enter how much you spend online with Sam's Club.

Per Month Per Year

Method Total Sam's Cash Earned


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They stayed for Pope Francis' funeral Newsletters World of Faith Comprehensive global coverage of how religion shapes our world. See All Newsletters Español Standards Quizzes Press Releases My Account The Associated Press is an independent global news organization dedicated to factual reporting. Founded in 1846, AP today remains the most trusted source of fast, accurate, unbiased news in all formats and the essential provider of the technology and services vital to the news business. 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All Rights Reserved. Menu World SECTIONS Israel-Hamas war Russia-Ukraine War Español China Asia Pacific Latin America Europe Africa TOP STORIES Mighty and meek say farewell to Pope Francis during Vatican funeral and last popemobile ride What to know about the funeral and burial of Pope Francis Iran and the US hold hours of expert talks in Oman over Tehran's rapidly advancing nuclear program Newsletters The Morning Wire Our flagship newsletter breaks down the biggest headlines of the day. The Afternoon Wire Get caught up on what you may have missed throughout the day. See All Newsletters U.S. SECTIONS Immigration Weather Education Transportation Abortion LGBTQ+ Notable Deaths TOP STORIES FBI arrests a Milwaukee judge accused of helping a man evade immigration authorities ICE is reversing the termination of legal status for international students around the US Virginia Giuffre, who accused Britain's Prince Andrew in Epstein sex trafficking scandal, has died Newsletters The Morning Wire Our flagship newsletter breaks down the biggest headlines of the day. See All Newsletters AP QUIZZES Test Your News I.Q. — take today’s quiz Politics SECTIONS Florida election results Wisconsin election results White House Congress U.S. Supreme Court TOP STORIES Trump expresses doubts Putin is willing to end the Ukraine war, a day after saying a deal was close About half of Americans say Trump has been a 'poor' or 'terrible' president so far, a new poll finds Trump pays his respects to a pope who publicly and pointedly disagreed with him Newsletters Ground Game Exclusive insights and key stories from the world of politics. See All Newsletters Sports SECTIONS NBA MLB NHL WNBA NFL Auto Racing Soccer TOP STORIES Shedeur Sanders falls to day 3 of NFL draft with 5 QBs picked ahead of Coach Prime's son Wrexham is on the verge of promotion after Wycombe loses to Leyton Orient Family day: Local kid Paul Skenes outduels Yamamoto, shuts down Ohtani in Pirates' 3-0 win in LA Newsletters AP Top 25 Poll Alerts Get email alerts for every college football Top 25 Poll release. The Sports Wire Your home base for in-depth reporting from the world of sports. See All Newsletters Entertainment SECTIONS Movie Reviews What to Stream Television Book Reviews Music Celebrity Interviews TOP STORIES The end of the Vietnam War was also a turning point for protest songs Cheech and Chong ride once more Billy Idol on his first album in over a decade, surviving addiction, the Rock Hall and more Newsletters AP Entertainment Wire Get AP's first personalized newsletter delivering you entertainment news twice a week. See All Newsletters Business SECTIONS Tariffs Inflation Financial Markets Financial Wellness Technology TOP STORIES A massive explosion at an Iranian port linked to missile fuel shipment kills 5, injures over 700 Big Tech carries Wall Street to the close of its winning, roller-coaster week Genetic medicine can leave people with rare mutations behind. But there's new hope Science SECTIONS Space Animals The Ancient World Climate Medicine TOP STORIES A carnivorous 'bone collector' caterpillar dresses in the remains of its prey Bonobos in Congo form girl groups to fend off male aggression, study says NASA's Lucy spacecraft beams back pictures of an asteroid shaped like a lumpy bowling pin Fact Check TOP STORIES FACT FOCUS: Trump credited with rising military recruitment. Growth started before his reelection FACT FOCUS: Examining RFK Jr.'s claims about measles, autism and diet as head of HHS FACT FOCUS: Trump exaggerates revenue from tariffs Oddities TOP STORIES A bear is spotted in Connecticut playing on family's backyard slide Mark Allen compiles rare 147 break at snooker worlds and earns lucky fan ,000 April showers bring 'dirty rain' to New England after storm absorbs desert dust 2,000 miles away Photos: Contestants haul heavy sacks of coal in unusual Yorkshire tradition Kings serenaded by another national anthem by harmonica chorus from Koreatown senior citizen center Humanoid robots run a Chinese half-marathon alongside flesh-and-blood competitors Be Well TOP STORIES Worries about flying seem to be taking off. Here's how to cope with in-flight anxiety A 6-hour morning routine? First, try a few simple habits to start your day Sleep training is no longer just for babies. Some schools are teaching teens how to sleep Community, mentors and skill-building: Experts weigh the role of employee resource groups In the rapidly shifting world of work, many employees are unclear what’s expected of them How setting boundaries can improve your health at work Newsletters Newsletters AP News Alerts Keep your pulse on the news with breaking news alerts from The AP. The Morning Wire Our flagship newsletter breaks down the biggest headlines of the day. Ground Game Exclusive insights and key stories from the world of politics. Beyond the Story Executive Editor Julie Pace brings you behind the scenes of the AP newsroom. The Afternoon Wire Get caught up on what you may have missed throughout the day. AP Entertainment Wire Get AP's first personalized newsletter delivering you entertainment news twice a week. See All Newsletters Photography SECTIONS 2024 YEAR END PHOTOS Photo Essays Photography TOP STORIES AP PHOTOS: From mightiest to humblest, hundreds of thousands gather for Pope Francis’ funeral AP PHOTOS: The changing faces of Vietnam War landmarks Photos show Pope Francis' image is everywhere as the Catholic faithful mourn him with art and thanks Newsletters The World in Pictures Get The AP’s most compelling photographs sent directly to your inbox. See All Newsletters AP Investigations Climate SECTIONS Indigenous peoples and climate Climate Questions Climate Migration India Focus TOP STORIES Vineyards in NY wine country push sustainability as they adapt to climate change million prize funded by Musk foundation goes to carbon-removal company that helps Indian farmers 84% of the world's coral reefs hit by worst bleaching event on record Health TOP STORIES Genetic medicine can leave people with rare mutations behind. But there's new hope USDA withdraws a plan to limit salmonella levels in raw poultry Whooping cough cases are rising again in the US Worries about flying seem to be taking off. Here's how to cope with in-flight anxiety Spring allergies are back. Here's how to check pollen levels and keep from sneezing Believers say microdosing psychedelics helps them. Scientists are trying to measure the claims Tech SECTIONS Artificial Intelligence Social Media TOP STORIES Trump science cuts target bird feeder research, AI literacy work and more Nintendo Switch 2 preorders see 'overwhelming' demand, frustrations for hopeful buyers One Tech Tip: Thinking of buying a secondhand phone? Some tips on what to look for Lifestyle SECTIONS Food & Recipes Gardening Homes Travel Fashion Pets TOP STORIES Farmstand chic? Décor is awash in fruit and vegetable motifs Student gospel singers take stage at New Orleans festival known for celebrity acts Thousands gather in New Mexico for the largest powwow in North America Religion TOP STORIES Photos of notable moments from the funeral of Pope Francis in St Peter's Square Photos of notable attendees at the funeral of Pope Francis at the Vatican They came for the canonization of a millennial saint. They stayed for Pope Francis' funeral Newsletters World of Faith Comprehensive global coverage of how religion shapes our world. See All Newsletters Español Standards Quizzes Press Releases My Account MORE World Israel-Hamas war Russia-Ukraine War Español China Asia Pacific Latin America Europe Africa Australia Middle East Global Elections U.S. Immigration Weather Education Transportation Abortion LGBTQ+ Notable Deaths Politics Florida election results Wisconsin election results White House Congress U.S. Supreme Court Sports NBA MLB NHL WNBA NFL Auto Racing Soccer Entertainment Movie Reviews What to Stream Television Book Reviews Music Celebrity Interviews Business Tariffs Inflation Financial Markets Financial Wellness Technology Science Space Animals The Ancient World Climate Medicine Fact Check Oddities Be Well Newsletters Photography 2024 YEAR END PHOTOS Photo Essays Photography AP Investigations Climate Indigenous peoples and climate Climate Questions Climate Migration India Focus Health Tech Artificial Intelligence Social Media Lifestyle Food & Recipes Gardening Homes Travel Fashion Pets Religion Español Standards Quizzes Press Releases My Account Sign in Search Query Submit Search Show Search Menu Submit Search World Israel-Hamas war Russia-Ukraine War Español China Asia Pacific Latin America Europe Africa Australia Middle East Global Elections SECTIONS Israel-Hamas war Russia-Ukraine War Español China Asia Pacific Latin America Europe Africa TOP STORIES Mighty and meek say farewell to Pope Francis during Vatican funeral and last popemobile ride What to know about the funeral and burial of Pope Francis Iran and the US hold hours of expert talks in Oman over Tehran's rapidly advancing nuclear program Newsletters The Morning Wire Our flagship newsletter breaks down the biggest headlines of the day. The Afternoon Wire Get caught up on what you may have missed throughout the day. See All Newsletters U.S. Immigration Weather Education Transportation Abortion LGBTQ+ Notable Deaths SECTIONS Immigration Weather Education Transportation Abortion LGBTQ+ Notable Deaths TOP STORIES FBI arrests a Milwaukee judge accused of helping a man evade immigration authorities ICE is reversing the termination of legal status for international students around the US Virginia Giuffre, who accused Britain's Prince Andrew in Epstein sex trafficking scandal, has died Newsletters The Morning Wire Our flagship newsletter breaks down the biggest headlines of the day. See All Newsletters AP QUIZZES Test Your News I.Q. — take today’s quiz Politics Florida election results Wisconsin election results White House Congress U.S. Supreme Court SECTIONS Florida election results Wisconsin election results White House Congress U.S. Supreme Court TOP STORIES Trump expresses doubts Putin is willing to end the Ukraine war, a day after saying a deal was close About half of Americans say Trump has been a 'poor' or 'terrible' president so far, a new poll finds Trump pays his respects to a pope who publicly and pointedly disagreed with him Newsletters Ground Game Exclusive insights and key stories from the world of politics. See All Newsletters Sports NBA MLB NHL WNBA NFL Auto Racing Soccer SECTIONS NBA MLB NHL WNBA NFL Auto Racing Soccer TOP STORIES Shedeur Sanders falls to day 3 of NFL draft with 5 QBs picked ahead of Coach Prime's son Wrexham is on the verge of promotion after Wycombe loses to Leyton Orient Family day: Local kid Paul Skenes outduels Yamamoto, shuts down Ohtani in Pirates' 3-0 win in LA Newsletters AP Top 25 Poll Alerts Get email alerts for every college football Top 25 Poll release. The Sports Wire Your home base for in-depth reporting from the world of sports. See All Newsletters Entertainment Movie Reviews What to Stream Television Book Reviews Music Celebrity Interviews SECTIONS Movie Reviews What to Stream Television Book Reviews Music Celebrity Interviews TOP STORIES The end of the Vietnam War was also a turning point for protest songs Cheech and Chong ride once more Billy Idol on his first album in over a decade, surviving addiction, the Rock Hall and more Newsletters AP Entertainment Wire Get AP's first personalized newsletter delivering you entertainment news twice a week. See All Newsletters Business Tariffs Inflation Financial Markets Financial Wellness Technology SECTIONS Tariffs Inflation Financial Markets Financial Wellness Technology TOP STORIES A massive explosion at an Iranian port linked to missile fuel shipment kills 5, injures over 700 Big Tech carries Wall Street to the close of its winning, roller-coaster week Genetic medicine can leave people with rare mutations behind. 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Growth started before his reelection FACT FOCUS: Examining RFK Jr.'s claims about measles, autism and diet as head of HHS FACT FOCUS: Trump exaggerates revenue from tariffs Oddities TOP STORIES A bear is spotted in Connecticut playing on family's backyard slide Mark Allen compiles rare 147 break at snooker worlds and earns lucky fan ,000 April showers bring 'dirty rain' to New England after storm absorbs desert dust 2,000 miles away Photos: Contestants haul heavy sacks of coal in unusual Yorkshire tradition Kings serenaded by another national anthem by harmonica chorus from Koreatown senior citizen center Humanoid robots run a Chinese half-marathon alongside flesh-and-blood competitors Be Well TOP STORIES Worries about flying seem to be taking off. Here's how to cope with in-flight anxiety A 6-hour morning routine? First, try a few simple habits to start your day Sleep training is no longer just for babies. 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See All Newsletters Photography 2024 YEAR END PHOTOS Photo Essays Photography SECTIONS 2024 YEAR END PHOTOS Photo Essays Photography TOP STORIES AP PHOTOS: From mightiest to humblest, hundreds of thousands gather for Pope Francis’ funeral AP PHOTOS: The changing faces of Vietnam War landmarks Photos show Pope Francis' image is everywhere as the Catholic faithful mourn him with art and thanks Newsletters The World in Pictures Get The AP’s most compelling photographs sent directly to your inbox. See All Newsletters AP Investigations Climate Indigenous peoples and climate Climate Questions Climate Migration India Focus SECTIONS Indigenous peoples and climate Climate Questions Climate Migration India Focus TOP STORIES Vineyards in NY wine country push sustainability as they adapt to climate change million prize funded by Musk foundation goes to carbon-removal company that helps Indian farmers 84% of the world's coral reefs hit by worst bleaching event on record Health TOP STORIES Genetic medicine can leave people with rare mutations behind. But there's new hope USDA withdraws a plan to limit salmonella levels in raw poultry Whooping cough cases are rising again in the US Worries about flying seem to be taking off. Here's how to cope with in-flight anxiety Spring allergies are back. Here's how to check pollen levels and keep from sneezing Believers say microdosing psychedelics helps them. 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They stayed for Pope Francis' funeral Newsletters World of Faith Comprehensive global coverage of how religion shapes our world. See All Newsletters Español Standards Quizzes Press Releases My Account The Associated Press is an independent global news organization dedicated to factual reporting. Founded in 1846, AP today remains the most trusted source of fast, accurate, unbiased news in all formats and the essential provider of the technology and services vital to the news business. More than half the world’s population sees AP journalism every day. twitter instagram facebook The Associated Press ap.org Careers Advertise with us Contact Us Accessibility Statement Terms of Use Privacy Policy Cookie Settings Do Not Sell or Share My Personal Information Limit Use and Disclosure of Sensitive Personal Information CA Notice of Collection More From AP News About AP News Values and Principles AP’s Role in Elections AP Leads AP Definitive Source Blog AP Images Spotlight Blog AP Stylebook The Associated Press ap.org Careers Advertise with us Contact Us Accessibility Statement Terms of Use Privacy Policy Cookie Settings Do Not Sell or Share My Personal Information Limit Use and Disclosure of Sensitive Personal Information CA Notice of Collection More From AP News About AP News Values and Principles AP’s Role in Elections AP Leads AP Definitive Source Blog AP Images Spotlight Blog AP Stylebook SECTIONS About AP News Values and Principles AP’s Role in Elections AP Leads AP Definitive Source Blog AP Images Spotlight Blog AP Stylebook Copyright 2025 The Associated Press. All Rights Reserved. Health What to know about Zyn, the tiny nicotine pouch that’s sparked a big health debate FILE - Containers of Zyn, a Phillip Morris smokeless nicotine pouch, are displayed for sale among other nicotine and tobacco products at a newsstand Friday, Feb. 23, 2024, in New York. The product has been making big headlines, sparking debate about whether new nicotine-based alternatives intended for adults may be catching on with underage teens and adolescents. (AP Photo/Bebeto Matthews, File) By MATTHEW PERRONE Updated [hour]:[minute] [AMPM] [timezone], [monthFull] [day], [year] Share Share Facebook Copy Link copied Print Email X LinkedIn Bluesky Flipboard Pinterest Reddit WASHINGTON (AP) — A tiny Philip Morris product called Zyn has been making big headlines, sparking debate about whether new nicotine-based alternatives intended for adults may be catching on with underage teens and adolescents. Here’s what to know about Zyn: WHAT IS ZYN? Zyn is an oral pouch that contains nicotine powder and flavorings like mint, coffee and citrus. The pouches are the fastest-growing segment of the tobacco industry, which has struggled for decades to replace falling cigarette sales. Zyn is marketed by Philip Morris International to adult tobacco users. Although it doesn’t contain tobacco, U.S. regulators still treat it as a tobacco product. Competitors sell similar products. Altria, for instance, sells its own flavored pouches called On. HOW DO NICOTINE POUCHES WORK? Users stick them between their lip and gums, where they slowly release low levels of nicotine that are absorbed into the bloodstream. Because pouches generally don’t contain tobacco, there’s no spitting, unlike older products like chew and snuff. Philip Morris representatives say the nicotine-only formulation is part of Zyn’s appeal. “People can be reluctant to move into an oral tobacco product if they view it as similar to traditional chewing tobacco,” company spokesman Corey Henry said. “Consumer acceptability is a big part of Zyn.” IS ZYN HEALTHIER THAN OTHER TOBACCO PRODUCTS? All tobacco products carry serious health risks. Cigarettes are widely understood as the most harmful, increasing the likelihood of cancer, heart disease and lung problems. Chewing tobacco is linked to mouth cancer, gum disease and tooth loss. But in the last decade or so, researchers and health regulators have begun to acknowledge different levels of harm among different tobacco products. In 2019, the Food and Drug Administration said a different oral tobacco product, called snus, contains lower cancer-causing chemicals than cigarettes and could benefit smokers who switch. Snus are similar to nicotine pouches like Zyn, except that they contain fermented tobacco. Studies from Sweden and other places where they are popular have shown lower rates of lung cancer and related diseases compared with other European countries where smoking is more prevalent. There’s little research on the long-term effects of nicotine pouches, but many researchers expect they will show similarly low rates of carcinogens and other toxic components. Still, that doesn’t mean they’re safe. A study last year found Zyn and similar products contain low levels of harmful substances such as ammonia and formaldehyde. WILL THE FDA AUTHORIZE ZYN FOR ADULT SMOKERS? Currently FDA officials are letting Zyn stay on the market while they review Philip Morris’ marketing application, which was submitted in 2020. To win FDA authorization, companies generally must show that their products will reduce disease among adult tobacco users without attracting underage use by teens and adolescents. IS ZYN POPULAR AMONG YOUNG PEOPLE? Not according to the latest federal data. Only 1.5% of high school and middle schoolers reported using nicotine pouches when surveyed last year. That’s well below the roughly 10% who used electronic cigarettes. But anti-tobacco advocates point to worrying signs: videos of young people popping the pouches have racked up millions of views on social media in recent months. A similar surge of online activity preceded the rise of Juul, the sleek e-cigarette widely blamed for triggering a spike in teen vaping in the years before COVID-19. Concerns about Zyn going viral have sparked debate among health experts, parents and even politicians. The FDA says it’s monitoring underage use of Zyn and other pouches and will take action, if necessary. CAN ADULT SMOKERS USE ZYN TO HELP QUIT? Currently only a handful of products are FDA-approved to help with quitting smoking, including medications, nicotine gums and patches. Some researchers point out that Zyn works similarly to some of those products — gradually delivering nicotine that reduces cravings. But early research suggests Zyn and other pouches may not be enough to help smokers quit. Ohio State University researchers recently found it took smokers 30 minutes to an hour to get enough nicotine from Zyn to relieve their cravings. With cigarettes, smokers achieved the same nicotine levels — and relief — in five minutes. For now, Philip Morris is focused on obtaining FDA authorization to stay on the market, and eventually it has said it could seek a reduced-risk designation similar to snus. But no tobacco company — Philip Morris included — has ever asked the FDA to approve their products to help smokers quit completely. ___ The Associated Press Health and Science Department receives support from the Howard Hughes Medical Institute’s Science and Educational Media Group. The AP is solely responsible for all content. Most read FBI arrests a Milwaukee judge accused of helping a man evade immigration authorities Shedeur Sanders falls to day 3 of NFL draft with 5 QBs picked ahead of Coach Prime’s son Ex-US Rep. George Santos sentenced to over 7 years in prison for fraud and identity theft Trump pardons Nevada politician who paid for cosmetic surgery with funds to honor a slain officer Live updates: Wisconsin Democrats decry arrest of Milwaukee judge The Associated Press is an independent global news organization dedicated to factual reporting. Founded in 1846, AP today remains the most trusted source of fast, accurate, unbiased news in all formats and the essential provider of the technology and services vital to the news business. More than half the world’s population sees AP journalism every day. The Associated Press ap.org Careers Advertise with us Contact Us Accessibility Statement Terms of Use Privacy Policy Cookie Settings Do Not Sell or Share My Personal Information Limit Use and Disclosure of Sensitive Personal Information CA Notice of Collection More From AP News About AP News Values and Principles AP’s Role in Elections AP Leads AP Definitive Source Blog AP Images Spotlight Blog AP Stylebook The Associated Press ap.org Careers Advertise with us Contact Us Accessibility Statement Terms of Use Privacy Policy Cookie Settings Do Not Sell or Share My Personal Information Limit Use and Disclosure of Sensitive Personal Information CA Notice of Collection More From AP News About AP News Values and Principles AP’s Role in Elections AP Leads AP Definitive Source Blog AP Images Spotlight Blog AP Stylebook SECTIONS About AP News Values and Principles AP’s Role in Elections AP Leads AP Definitive Source Blog AP Images Spotlight Blog AP Stylebook Copyright 2025 The Associated Press. 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Sam's Club Plus member 2% in-store, 0% online Includes - Membership Price Difference	$- in Sam's Cash
Basic member using the Sam's Club Mastercard 1% in-store; 1% online	$- in Sam's Cash
Sam's Club Plus member using the Sam's Club Mastercard 5% in-store; 3% online Includes - Membership Price Difference	$- in Sam's Cash

Redeeming Sam's Cash Rewards

Sam's Cash earned with the Sam's Club Plus Membership and with the Sam's Club Mastercard is combined and kept track of in one place. Rewards can be redeemed towards purchases made in-club and online, to pay your membership fees, and for physical cash back in-hand in club.

Since Sam's Cash is worth face value, all of these redemptions will yield the same value.

FAQs

What is Sam's Cash?

Sam's Cash is a rewards currency that you can earn spending with Sam's Club as a Plus member or earn spending with the Sam's Club Mastercard. It can then be redeemed towards Sam's Club purchases or turned into cash.

How do you redeem Sam's Cash?

Sam's Cash can be redeemed in-store at any register, towards membership fees, as a statement credit, and for cash back at a staffed register.

How much is a Sam's Club Plus membership?

A Sam's Club Plus membership will cost you 0 per year which is more than the standard Club membership.

Is Sam's Club Plus membership worth it?

The membership is worth it if you spend more than 0 per month, in-club, at Sam's Club. It's also worth it if you own the Sam's Club Mastercard which earns additional Sam's Cash as a Plus member.

How many cards can you get with a Sam's Club membership?

Sam's Club members can have up to 8 add-ons and Sam's Club Plus members can have up to 16 add-ons. Do note that add-ons beyond the complimentary household cardholder do not earn Sam's Cash.

How much does it cost to add someone to Sam's Club membership?

Sam's Club members and Sam's Club Plus members can obtain add-ons for an additional fee of per add-on. All add-ons are for basic Club membership regardless of the membership of the primary member.

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Top Flexible Credit Card Programs

Airline Credit Card Transfer Partners

Hotel Credit Card Transfer Partners

Credit Card Combination & Rewards Calculator Tool

Capital One Duo

The AMEX Trifecta

The Chase Trifecta

The Citi Trifecta

Common Comparisons

AMEX Platinum vs Chase Sapphire Reserve vs Venture X

AMEX Gold vs Chase Sapphire Preferred vs Venture

Blue Cash Preferred vs Blue Cash Everyday vs Savor

Sam's Club Membership Value: Is It Worth It?

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What to know about Zyn, the tiny nicotine pouch that’s sparked a big health debate

WHAT IS ZYN?

HOW DO NICOTINE POUCHES WORK?

IS ZYN HEALTHIER THAN OTHER TOBACCO PRODUCTS?

WILL THE FDA AUTHORIZE ZYN FOR ADULT SMOKERS?

IS ZYN POPULAR AMONG YOUNG PEOPLE?

CAN ADULT SMOKERS USE ZYN TO HELP QUIT?

Redeeming Sam's Cash Rewards

FAQs

What is Sam's Cash?

How do you redeem Sam's Cash?

How much is a Sam's Club Plus membership?

Is Sam's Club Plus membership worth it?

How many cards can you get with a Sam's Club membership?

How much does it cost to add someone to Sam's Club membership?

Sam's Cash Calculators & Guides

Sam's Club Membership Value: Is It Worth It?

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