What is a Routing Number?
A routing number or routing transit number is a 9 digit number that identifies financial institution in a transaction and the location where your bank account was opened. Most common types of transaction are ACH and wire transfers. You'll often be asked for your checking account routing number when you're making a payment online or by phone.
Some banks and financial institutions usually have multiple routing numbers serving different purposes, geographical regions and branches. Therefore it is important to ensure that you are using correct routing number before you initiate a money transfer.
A routing number can also be referred to as a RTN, a routing transit number or an ABA routing number and can be easily be found printed on the bottom of a check or in the online banking portals of the financial institutions.
- Gives you a great exchange rate and a low, upfront fee every time.
- Moves your money as fast as the banks, and often faster – some currencies go through in minutes.
- Protects you with bank-level security.
- Serves 60+ currencies, 175+ countries, and over 16 million customers.
- Whether you're getting paid by businesses or clients abroad, or simply receiving money from friends or family, with the Wise Multi-currency Account you can get instant international bank details to receive money from over 80 countries around the world.
- 5/5 star rating and more than 200,000 reviews on TrustPilot.
When you'll need the 083000108 routing number?
A routing number is required in a variety of situations, including setting up direct deposit, automatic loan payments or recurring transfers like bill payments.
You’ll also need it when you file taxes to receive your tax refund or debit a tax payment, or when you conduct Automated Clearing House (ACH), transfers between different bank accounts.
Generally, you'll only need your routing number when funds are being directly transferred to or from your bank account — never for debit card or credit card purchases.
Where to find the 083000108 routing number on a paper check?
The 083000108 ABA Check Routing Number is on the bottom left hand side of any check issued by PNC BANK, KENTUCKY, INC..
|
083000108 The banking institution's routing number |
|
PNC BANK, KENTUCKY, INC. Commonly used abbreviated customer name |
| O - Main Office |
|
081000045 Servicing Fed's main office routing number |
|
1
The code indicating the ABA number to be used to route or send ACH items to the RFI
|
| MANAGER, ACH OPERATIONS |
| PITTSBURGH |
| PENNSYLVANIA (PA) |
| 15219-0000 |
| 877-824-5001 |
|
08 April 2008 Date of last change to CRF information |
|
1 Code is based on the customers receiver code 1 = Receives Gov/Comm |
|
Not Applicable Bank institution's new routing number resulting from a merger or renumber |
| Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank. |
| PNC BANK, NATIONAL ASSOCIATION |
| PNC BK, KY INC |
| LOUISVILLE |
| KENTUCKY (KY) |
| Eligible |
| Ineligible |
|
07 November 2014 Date of last revision |
| US banks SWIFT Codes |
Ways to find the 083000108 routing number online
Here are several ways available to you to find your ABA routing number:
- On this page We've listed above the details for ABA routing number 083000108 used to facilitate ACH funds transfers and Fedwire funds transfers.
- Online banking portal: You'll be able to get your bank's routing number by logging into online banking.
- Paper check or bank statement: Bank-issued checks or bank statements. See the bottom left side of your check.
- Bank customer service: You'll be able to get your routing number by contacting your bank's customer service staff
- Fedwire / American Banking Association: You can look up your routing number on the official website of the Federal Reserve or the American Banking Association.
For your bank to process the payment quickly and securely, you should always check routing numbers with your bank or your recipient.
What is the Automated Clearing House (ACH) number?
The Automated Clearing House (ACH) is an electronic payment delivery system which allows you to make payments or collect funds electronically through the ACH network. ACH transactions are usually next-day entries when exchanged with other financial institutions. ACH functions include direct deposits and check conversions from paper to electronic.
ACHs are designed for high-volume, low-value payments, and charges fees low enough to encourage the transfer of low-value payments. The system is designed to accept payment batches, so that large numbers of payments can be made at once.
What are the differences between FedACH & FedWire credit transfers?
Below are some of the differences between FedWire credit transfers and ACH credit transfers in the US.
FedWire
- Same day clearing, which means the sender's account is debited and your account is credited on the same day.
- Irrevocable. Once a FedWire is sent, the originator/sender cannot send a reversing transaction. This is a huge advantage of using FedWires because it mitigates risk of reversals.
- Cost. FedWire typically cost more to send and to receive.
- Fedwire (Federal Reserve Wire Network) is a real-time gross settlement funds transfer system operated by the United States Federal Reserve Banks that allows financial institutions to electronically transfer funds between its more than 9,289 participants.
FedACH Credit (aka Direct Deposit)
- Next day clearing. Settlement or clearing typically takes place Next Banking day.
- Inexpensive. Little or no cost to send and receive. (Costs, if any, depend on your banking relationship and the fees your financial institution may charge).
- Allows for Reversals. Sender/originator does have the ability to perform reversals or correcting entries.
- Batch Processing ACH entries are group together into batches and processed by Financial Institutions and the ACH Operators in batch mode.
- FedACH is the Federal Reserve Banks' Automated Clearing House (ACH) service. It provides financial institutions with efficient, low-cost batched payment services that enable an electronic exchange of debit and credit transactions through the Automated Clearing House (ACH) network.
How are SWIFT / BIC codes, IBANs, sort codes, and routing numbers different?
If you're planning to send or receive money through your bank, you will likely come across unfamiliar terms such as routing number (ABA), SWIFT / BIC code, IBAN, and sort code. What exactly are these acronyms, and what are they used for? Well, all of them seemingly do much of the same thing which is to help banks identify where your money needs to go when being transferred, but each is required in specific situations because different countries and banks have different processes and requirements.
SWIFT / BIC codes are 8 or 11-digit codes that uniquely identify banks and financial institutions worldwide. Unlike routing numbers, these codes are used for international payments.
IBANs are international bank account numbers that identify the country, financial institution, and individual bank accounts. They're mainly issued by banks in the Eurozone, but other countries are starting to adopt them as well.
Sort Codes are 6-digit numbers used for domestic transfers in the United Kingdom which identify the bank and the branch where a bank account is held.
Routing numbers are 9-digit codes used in the US to identify banks when processing domestic ACH payments or wire transfers. These are not required when making payments outside the United States.
Transit numbers are 9-digit codes used in Canada for electronic funds transfers. They identify a specific Canadian bank and branch where a payment will be sent.
Note: This website provides a quick and easy way to search & find routing numbers for banks and other financial institutions in the United States. If you're not sure which routing number to use contact your bank directly. You can call your bank using the phone number listed on your debit/credit card or send a message through your online banking system. Using the wrong routing number can lead to delays in processing the transfer.