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Important Notice About Refinancing or Debt Consolidation: Refinancing or consolidating your current debt may result in higher total finance charges if the interest rate is higher or the loan term is longer. You should also carefully consider the impact of increasing your debt, monthly obligations, and length of your repayment term. OneMain loans include origination fees. Visit omf.com/legal/loan-fees for more details.

Loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university or vocational expense; for any business or commercial purpose; to purchase cryptocurrency assets, securities, derivatives or other speculative investments; or for gambling or illegal purposes.

Not all applicants will qualify for larger loan amounts or most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your state of residence and your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APRs are generally higher on loans not secured by a vehicle. Highly-qualified applicants may be offered higher loan amounts and/or lower APRs than those shown above. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.

Example Loan: A ,000 loan with a 24.99% APR repayable in 60 monthly installments would have monthly payments of 6.07. This example is based on an average customer with good credit.

Borrowers in these states are subject to these minimum loan sizes: Alabama: ,100. California: ,000. Georgia: ,100. North Dakota: ,000. Ohio: ,000. Virginia: ,600.

Borrowers in these states are subject to these maximum loan sizes: North Carolina: ,000 for unsecured loans to all customers; ,000 for secured loans to present customers. Maine: ,000. Mississippi: ,000. West Virginia: ,500. Loans to purchase a motor vehicle or powersports equipment from select Maine, Mississippi, and North Carolina dealerships are not subject to these maximum loan sizes.

Funds within an hour after loan closing must be accessed by using a bank-issued debit card and are disbursed through the SpeedFunds® debit card network. Funds may also be disbursed by electronic deposit to the borrower’s bank account through the ACH network and available approximately 1 to 2 business days after closing or disbursed by check. SpeedFunds® is a registered trademark of OneMain Financial Holdings, LLC.