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Lendmark Financial Services Avatar

Lendmark Financial Services

Rating 3.6 / 5
226 Reviews226 Reviews
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Overview226Reviews13Q&AContact
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Headquartered in Lawrenceville, Ga., Lendmark Financial Services has provided personal and household credit and loan solutions to consumers since its inception in 1996. Lendmark strives to be the lender, employer, and partner of choice by protecting household wealth, offering stability, and helping consumers meet both planned and unplanned life events through affordable loan offerings.... show more

Lendmark Financial Services Reviews

5
55%
4
7%
3
6%
2
3%
1
28%
3.6

226 reviews

226 reviews

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Lendmark Financial Services
Photo of tarsha3802
Brenda Milledge
April 21, 2025 • @tarsha3802
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5 Star Rating
If you have less than perfect credit and have a paid-off vehicle to secure your loan, Lendmark Financial is your solution. LMF has provided me with two loans when I needed emergency funding. The process is quick and easy; you can actually have your loan proceeds deposited into your bank account within an hour of approval. So thankful for LMF!
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Anthony Giles
March 22, 2025 • @anthonygiles179
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5 Star Rating
Verified Customer
They were great when no one else was there for me; they stepped up and made it happen for me, and I'm so grateful for the whole staff.
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Product: Lendmark Financial Services Car Loans
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Lendmark Financial Services
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Anonymous anonymous
January 28, 2025 • @maymayva
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1 Star Rating
Worst company to ever deal with. They lie and are very rude! Do not use them; they will keep threatening you. That's not the way to do business. Now they are trying to take money from my paycheck. I would never use them again!
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Eulanda Saunders
January 29, 2025 • @1saunders
Hi. What state is this in?
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Anthony Parker
December 16, 2024 • @anttonyp1961
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1 Star Rating
A. Parker, I received the auto loan from Lendmark. I have never missed a payment. Norman Lake, my car needs repair, and I asked him if I can extend the loan for another 0 to fix it. Without the car, there is no work. They told me no. I'm a US Navy vet and also work with vents. Trust me, when it all comes down to it, they won't help you. Stay away.
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Nicholas
November 28, 2024 • @nickdavis683
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1 Star Rating
I made on-time payments for years. Had some trouble with separation from my wife and paying lawyers. Lendmark must have something with the county judge here because my wages were garnished, and I didn't know a thing about it until my work told me. I was never served any notice of a court hearing about the matter. They just started taking 400 and 500 dollars a week out of my paycheck for a 120-dollar-a-month loan right before the holidays.
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dylan daugherty
November 25, 2024 • @dylandau13
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1 Star Rating
I'd say it's the worst place ever to even try to get a loan from. If you do debt consolidation, they won't care; they will send your account to an attorney and lie, and then make you pay for the attorney. They get the most expensive one they can find and add it to your loan so they can make money off the interest.
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Lendmark Financial Services
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sharon
November 21, 2024 • @sridgeway22
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5 Star Rating
Verified Customer
Willing to work with you as long as you make payments on time, the staff is always friendly and does all they can to help resolve any problems that may come up.
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Product: Lendmark Financial Services Car Loans
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Lendmark Financial Services
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Troyline Griffin
October 25, 2024 • @Troylinegriffin
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1 Star Rating
I give honest reviews, whether they're good or bad.
I do not recommend this company to anyone based on my family's experience, for a few reasons. 1- They give everyone the same interest rate when buying a storage building from Anderson Building, whether your credit is good or bad. 2- They waited until we had paid the entire bill off, then called me the next month and told me that I owed money for late payments from months ago. 3- They are not consistent! It's a different story every month (no late fee because we moved your due date, there will be a late fee). We have never missed a payment! We were late but paid within the same month. My husband had a heart attack twice while doing business with LendMark, and we still made the payments; we couldn't make them on the due date but we made them! I asked them to change the due date and was told that the dates were changed due to his condition. I had one more payment in September because I confirmed it in August. They called in September saying that I owed over 0.
I asked why, and she said for late fees! Late fees, even when my due date was changed to the end of the month (29th). She and I went back and forth about the dates a few times, so they stopped calling me and just took another 1.00 from my husband today. LendMark, this is not right! You will be losing customers because what goes around comes around.
Troy G
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Melinda Peppers
October 15, 2024 • @Lindapeppers08
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1 Star Rating
These people are horrible. I financed a car for three years, and they offered me a chance to skip two payments, which I was told would go on the end of the loan, three separate times. I took them up on it, and now, after three years have passed, I received a letter stating that I have to pay for four more years at the same amount to pay off this now 14 year old car. By the time I finish paying for it, it will be 20 years old, if it even lasts that long. They are a cruel, heartless company that cares nothing for their customers, only the bottom line. Please stay away from Lendmark
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philip hanna
October 8, 2024 • @abdhanna
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1 Star Rating
Worst company, stealing people's money and draining their resources for profit. My advice is that harming yourself is worse than getting a loan from any loan company in the USA, especially this one.
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Lendmark Financial Services
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Angel blake
October 7, 2024 • @abpp37
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1 Star Rating
Rip off! Lendmark in Chattanooga tn, is a RIP OFF!!!!paid even much more than my 18 originally cuz they kept saying I owed them more money even when I know they should been paid off already my balance kept goin bk up before next payment even due and even when it was suppose be zero more kept getting added!! This place is a nightmare ,You can spend 8 years paying them 18 thousand dollars off from borrowing 10 to pay for a 10 thousand dollar item only to pay them off an them report to your credit report that you owe them 121 dollars an consider it a charge off/loss for a tax scam so they can try claim a larger loss n not pay taxes off money you paid for ,then turn around an refuse to send your titles when you pay them off! Yes that's how much debt you get in when borrowing very little money then turn around an paid 100% come out not getting your titles for what u pay for! So now I'm having to report this to irs plus more bout this tax fraud an false credit reporting n fight an or sue to get my titles!! My advice is GO to one main or somewhere like it much cheaper an that makes sure that you get your titles for paying them off with your hard earned money that they make 10x more than what the value of your items are that you can't sell at the price they sell to u for if anyone is taking a loss for sure it was me for paying 12 thousand dollars more than what my item is even worth or what I borrowed,This place is a RIP OFF/scam company
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Michael Smith
October 1, 2024 • @michaelsmith25
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1 Star Rating
So I took out in a loan for ,500 and then, four months later, a second loan for ,500 plus my vehicle as collateral in a Virginia Beach Lendmark branch. After they restructured my loan contract, combining both loans, my total borrowed was roughly ,500, all said and done. I've made 28 payments at 0 per month, which equals ,400, covering what I borrowed and more. The APR is 35.25%. Now, here is where the predatory practice comes into effect. I signed for 72 months, which meant I had paid past the amount I borrowed in just 28 months. They said I still have to pay 0 for the next 44 months, which amounts to ,200 on top of the ,400, for a grand total of ,600. I BORROWED ,500!
So, ,200 in interest is ridiculous and like robbery. I plan to fight it, and if not, file Chapter 7 bankruptcy to end this nightmare.
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swelch1124
September 23, 2024 • @swelch1124
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1 Star Rating
Lendmark made a mistake by placing my money into another account. Because of their error, my truck was repossessed, and they did not even care. I am extremely dissatisfied with them!
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Placido Rodriguez
September 16, 2024 • @Papito180
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5 Star Rating
Great team in helping us get a loan when others wouldn't. Our agent, Erik Rodriguez, was so professional and courteous to our needs that we want to do business with you all again. Thank you, Mr. Rodriguez, owner.
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Railynn Johnson
August 24, 2024 • @8508cymcap
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5 Star Rating
I had the pleasure of working with Lauryn Sanders, Loan Consultant II at the Oak Creek, WI branch. Her professionalism and personable demeanor made me feel very comfortable and confident in doing business with Lendmark. I was left with no questions because she broke everything down in a step-by-step manner. I would highly recommend her to anyone I know, and even strangers too. Go with Lendmark for your financial needs because Ms. Lauryn is the best!!
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Lendmark Financial Services Q&A(13 questions)

Get answers to your questions about Lendmark Financial Services below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.

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What credit score is needed for a Lendmark personal loan?

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Rick Bormin, Personal Loans Moderator
@rhandoo2020

Lendmark doesn't disclose a minimmum credit score needed for a personal loan, but its loans are marketed primarily to people with bad credit or no credit. Lendmark also offers secured personal loans, which require collateral and should be relatively easy to qualify for. If you fail to pay back a secured Loan, Lendmark can keep the collateral for repayment.

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What's the Lendmark interest rate for personal loans?

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Sydney Garth, Credit Cards Moderator
@sydneygarth

Lendmark does not openly disclose any overall range for personal loan interest rates. In order to find out the range of APRs for your location, you will need to call Lendmark customer service at 1-866-413-8340 and give the representative your ZIP code.

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Why is the payoff the same as the balance when you pay off early

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I have a car loan through you what are your detailed policy requirements on the car insurance on the vehicle

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Lendmark Financial Services
@LendmarkFinancialServices

Hello! Thank you for your question. Please contact your branch for clarification and details. 

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I am on disability. I make 840. 00 a month. My credit is 700 plus will I be approved for a car loan of 4,000

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How much is interest rates for a used 000 truck with lendmark

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I have a auto loan with the i I cover the cost will it go towards the loan???

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Ad Disclosure: Certain offers, companies or professionals (collectively “listings”) that appear on this site, originate from paying advertisers. For full transparency, here is a list of our current advertisers.

Advertising impacts how and where listings appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, companies and professionals, but our listings do not represent all financial services companies or products.

Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any issuer, as our editors follow a strict editorial policy.

WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs.

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

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