View top offers and see which cards will earn you the most rewards based on your spend.
Best for flat-rate travel rewards
Best for U.S. supermarkets and restaurants worldwide
Best for travel & dining rewards
Best flexible travel rewards card
Best flexible travel rewards business card
Best for heavy business spend
Best small business cash back card
Best for global lounge access & luxury travel
See redemption options and convert points and miles to cash value for rewards programs worldwide.
View redemption options and calculate rewards to dollar value for top credit card rewards programs.
View redemption options and calculate airline miles to dollar value for top frequent flyer programs.
View redemption options and calculate points to dollar value for top hotel loyalty programs.
Calculate the conversion of points and miles to and from 80+ partner programs worldwide. Plus, view top credit card offers!
Earn rewards transferable to airlines, hotels and more—best for flexible travel!
See which cards earn the most points with your favorite frequent flyer programs.
See which cards earn the most points with your favorite hotel chains.
Build your own credit card combos and calculate rewards based on spend, benefits, and fees. Compare up to 10 groups of credit cards side-by-side.
Enjoy Lounge access, high returns on dining, grocery, and Capital One Travel purchases, plus flat-rate 2X miles on all other purchases. Over 0 in annual credits—essentially wiping away the annual fee.
Enjoy global lounge access, complimentary elite status with several programs, and high returns on airfare, supermarket, and dining purchases. Best for Delta, Marriott, and Hilton loyalists.
Compare each bank's top travel card to see which offers you the most value.
View top offers and see which cards will earn you the most rewards based on your spend.
Best for flat-rate travel rewards
Best for U.S. supermarkets and restaurants worldwide
Best for travel & dining rewards
Best flexible travel rewards card
Best flexible travel rewards business card
Best for heavy business spend
Best small business cash back card
Best for global lounge access & luxury travel
See redemption options and convert points and miles to cash value for rewards programs worldwide.
View redemption options and calculate rewards to dollar value for top credit card rewards programs.
View redemption options and calculate airline miles to dollar value for top frequent flyer programs.
View redemption options and calculate points to dollar value for top hotel loyalty programs.
Calculate the conversion of points and miles to and from 80+ partner programs worldwide. Plus, view top credit card offers!
Earn rewards transferable to airlines, hotels and more—best for flexible travel!
See which cards earn the most points with your favorite frequent flyer programs.
See which cards earn the most points with your favorite hotel chains.
Build your own credit card combos and calculate rewards based on spend, benefits, and fees. Compare up to 10 groups of credit cards side-by-side.
Enjoy Lounge access, high returns on dining, grocery, and Capital One Travel purchases, plus flat-rate 2X miles on all other purchases. Over 0 in annual credits—essentially wiping away the annual fee.
Enjoy global lounge access, complimentary elite status with several programs, and high returns on airfare, supermarket, and dining purchases. Best for Delta, Marriott, and Hilton loyalists.
Enjoy Priority Pass lounge access, top-notch travel insurance, and increased value booking through Chase. Best for United, Southwest, and Hyatt loyalists.
Enjoy 2%-5% back across travel and everyday purchases. Points can be transferred to partners for an even higher return. Flexible program for travel or cash back redemptions.
Compare each bank's top travel card to see which offers you the most value.
Compare the mid-tier travel cards for American Express, Chase, and Capital One.
Compare the top cash back cards for grocery.
Sam's Cash is the rewards currency of the Sam's Club Rewards program. You can earn it through:
Redeem Sam's Cash for:
Sam's Club offers two membership types:
Sam's Club Plus membership costs 0 per year whereas the basic Sam's Club membership will cost you . This is a net difference of , so you'll want to make sure you're getting enough value out of Plus membership to make the extra cost worth it.
As a Sam's Club Plus member, you'll earn 2% back in Sam's Cash on qualifying pre-tax purchases minus any redeemed savings or discounts during a membership year with a maximum reward of 0 per membership per 12-month period. This means you can earn on up to ,000 in spend per membership year.
Only the primary member or complimentary household cardholder (usually a spouse, roommate, etc.) can earn Sam's Cash on purchases. Add-On members will not earn Sam's Cash for the primary member nor will they earn rewards for themselves.
Whether or not Sam's Club Plus membership is worth it will depend on how much you spend in-store at Sam's Club locations. It is worth it if:
The Sam's Club Mastercard is a powerful tool for earning Sam's Cash, offering rewards on purchases wherever Mastercard is accepted. It’s especially valuable for Sam's Club Plus members, who can earn up to 5% back in Sam's Cash on Sam's Club purchases—making it the top card for frequent shoppers.
Basic Sam's Club members only earn 1% back on Sam's Club purchases, which is a relatively low return. Without a Plus membership, consider a flat-rate 2% cash back card like the Citi® Double Cash Card or Wells Fargo Active Cash℠ Card for better rewards on Sam’s Club purchases.
As a Plus member, the Sam's Club Mastercard offers unbeatable rewards with up to 5% back in Sam's Cash on Sam’s Club purchases—maximizing your savings and rewards potential. This is unobtainable with most leading rewards credit cards and is the best option if you frequently shop in-store and online at Sam's Club.
In addition to earning up to 5% back in Sam's Cash at Sam's Club, the Sam's Club Mastercard also earns:
Want to know how much Sam's Cash you can earn with the Sam's Club Mastercard? Use our rewards calculator to calculate total Sam's Cash and card value based on your monthly spend across various categories on the card.
Compare results side-by-side other top rewards credit cards including those from Costco, BJ's, and more!
Sam's Club Mastercard holders can only earn up to ,000 in Sam's Cash in a calendar year. This is across all business and personal accounts attached to the Sam's Club membership. Once the cap is hit, you will earn no more Sam's Cash for the remainder of the year.
Use our Sam's Cash Calculator to determine how much Sam's Cash you can earn spending in-club and online with Sam's Club. This will give you an idea of whether or not Plus membership is worth it. As a reminder:
Basic member with no Mastercard
Nothing. Nada. Zip.
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Sam's Club Plus member
2% in-store, 0% online
Includes - Membership Price Difference
|
$- in Sam's Cash |
Basic member using the Sam's Club Mastercard
1% in-store; 1% online
|
$- in Sam's Cash |
Sam's Club Plus member using the Sam's Club Mastercard
5% in-store; 3% online
Includes - Membership Price Difference
|
$- in Sam's Cash |
Sam's Cash earned with the Sam's Club Plus Membership and with the Sam's Club Mastercard is combined and kept track of in one place. Rewards can be redeemed towards purchases made in-club and online, to pay your membership fees, and for physical cash back in-hand in club.
Since Sam's Cash is worth face value, all of these redemptions will yield the same value.
Sam's Cash is a rewards currency that you can earn spending with Sam's Club as a Plus member or earn spending with the Sam's Club Mastercard. It can then be redeemed towards Sam's Club purchases or turned into cash.
Sam's Cash can be redeemed in-store at any register, towards membership fees, as a statement credit, and for cash back at a staffed register.
A Sam's Club Plus membership will cost you 0 per year which is more than the standard Club membership.
The membership is worth it if you spend more than 0 per month, in-club, at Sam's Club. It's also worth it if you own the Sam's Club Mastercard which earns additional Sam's Cash as a Plus member.
Sam's Club members can have up to 8 add-ons and Sam's Club Plus members can have up to 16 add-ons. Do note that add-ons beyond the complimentary household cardholder do not earn Sam's Cash.
Sam's Club members and Sam's Club Plus members can obtain add-ons for an additional fee of per add-on. All add-ons are for basic Club membership regardless of the membership of the primary member.
We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:
Earn points paying rent with no transaction fee using the Bilt Mastercard®.
Redeem points towards future rent payments or transfer them to airline and hotel loyalty programs.
Earn status with Bilt Rewards and get treated like a VIP in your neighborhood with bonus points and access to exclusive benefits at local restaurants, fitness studios, and more.
Learn moreDiscover personalized credit card options that match your spending habits and maximizes your rewards.
View the highest offers from our partners and input your monthly and yearly spend amounts into our easy-to-use calculator to find the best credit card options for you!
Advertiser Disclosure: This website is an independent, advertising-supported comparison service. We may earn compensation through links to certain products and services. Not all card companies or offers available in the market are included. Listings may be influenced by proprietary factors, such as consumer preferences or likelihood of credit approval.
About These Calculators: These calculators are designed to provide estimates, such as reward values, transfers between loyalty programs, and credit card earnings. They are for illustrative purposes only and may not reflect the exact rewards you will receive. Please review the terms and conditions of credit cards and rewards programs before applying or signing up, as benefits and perks may change and may not be immediately updated on this website.